Money Monday

Dave Ramsey is a financial guru and very well regarded in the financial realm. Here are is baby step to becoming debt free and in control of your finances.

Baby Steps

1. $1,000 to start an Emergency Fund

2. Pay off all debt using the Debt Snowball

3. 3 to 6 months of expenses in savings

4. Invest 15% of household income into Roth IRAs and pre-tax retirement

5. College funding for children

6. Pay off home early

7. Build wealth and give! Invest in mutual funds and real estate

Here is his printable. Want to know more about Dave? Click here to go to his site. Still need help with a budget (I do!!)? Want a free budget guide? Go here.

Where are you and where do you want to go? Have you done or tried Dave's plan? Did it work for you? Do you think this might work for you?

Money Monday

When will you be debt free?

You can write it all out and try to figure it out, OR you can just put in your numbers into a debt calculator.

There are several ways to look at paying it off. Highest interest first, or smallest balance first.
What ever you decide just get moving.

Suze Orman Book Free down load

I am sure some of you have heard of this incredible lady. Until Daphne called me I had not. Apparently she is giving away a free down load of her new book. From what I understand she is a debt reduction guru. Hey it free, so try it and see what works for you!

Here is the link http://www.oprah.com/article/oprahshow/20081119_tows_bookdownload

This is for a limited time so get a move on!